In the world of construction, modular homes have been taking off. Also referred to as prefab homes, modular homes are different from traditional site-built homes in several big ways, especially in...
Modular homes are becoming an increasingly popular choice for those who want a cost-effective, customizable, and efficient way to build their dream home. It’s an appealing option for those who don’t...
Modular homes, also sometimes called prefab homes, are gaining popularity over time as a smart and efficient alternative to traditional houses. Modular homes are built in factory-controlled...
Purchasing a used mobile home can be a great way to become a homeowner, especially in today’s real estate market. However, financing a used mobile home can be different from getting a mortgage for a...
If you're considering buying a manufactured or mobile home, you’re probably wondering about your financing options. Or, if you’ve already done some research into it, you may be wondering if you can...
When it comes to insuring older mobile homes, the process can be quite different compared to insuring newer models or traditional homes. Mobile homes built before 1976 present unique challenges for...
When preparing for the installation of your mobile home, understanding the foundation requirements is important so that your new home is stable, durable, and follows local codes. A well-chosen...
Mobile home living in Florida comes with a lot of benefits, including affordability, flexibility, and a sunny climate. However, Florida’s weather can also pose certain risks to a mobile home,...
Manufactured homes, also referred to as mobile homes, offer an accessible housing option for many Americans. And just like with traditional homes, getting a loan for a manufactured home involves...
Buying a mobile home in Florida is a great option for so many potential homeowners. The Sunshine State has a favorable climate, lots of vibrant communities, and lots of different landscapes to live...
Buying a mobile or manufactured home can be a great way to become a homeowner, especially for self-employed people who might have unique financial challenges. However, financing a manufactured home...
This June is National Homeownership Month, and here at Triad, we’re thinking of all the reasons to celebrate your home. Homeownership is more than just owning property; it means stability,...
Manufactured homes (also known as mobile homes) are becoming more and more popular in Florida as a more affordable way to become a homeowner in the modern age. However, with their unique construction...
California homes are notoriously expensive and hard to come by. That’s why the mobile home market has been growing steadily in the Golden State. However, California's many regulations have...
In Georgia, mobile homes can offer a practical and affordable path, especially for families who want to bypass the rising costs of traditional real estate. However, financing your new mobile home is...
Buying your first mobile home in a park is a cost-effective and flexible way to become a homeowner. However, navigating the process of applying for and getting financing can be a bit challenging....
With the rising costs of traditional housing putting pressure on homeowners across America, manufactured homes are experiencing a comeback. They’re fast. They’re affordable. They can even be...
Finding the right piece of land for your mobile home is as important to your well-being and your wallet as choosing the home itself. The location and characteristics of the land you choose can...
In the Sunshine State, where the weather is as unpredictable as it is beautiful, securing mobile home insurance is not just a precaution—it's a necessity. For many people, a mobile home is not only a...
Are you considering buying a mobile home that is more than 20 years old? You’ll want to understand the advantages and disadvantages of buying and owning older mobile homes. There are benefits and...
Mobile homes are spread throughout the landscape of Louisiana, appealing to residents seeking affordable and flexible living arrangements. Louisiana's vibrant culture and rich history offers a sense...
Mobile homes are an affordable housing solution for a lot of individuals and families in Mississippi. However, just like traditional homes, mobile homes are susceptible to major risks like natural...
Mobile homes have long been a popular housing choice in Alabama, offering affordability, flexibility, and a sense of community for residents across the state. Alabama's mild climate and picturesque...
Manufactured homes offer a blend of affordability, comfort, and convenience for people all across South Carolina. However, like any home, these buildings need adequate insurance coverage to protect...
Mobile home insurance is a crucial aspect of homeownership for those residing in manufactured or mobile homes. Understanding what it entails, and its significance, is vital for protecting your...
Mobile homes provide an affordable housing option for many residents in Alabama. Whether you own a mobile home as your primary residence or as an investment property, it's important to understand the...
Financing a mobile home can be a bit different from financing a traditional house, but it's possible with the right approach. Mobile homes, also known as manufactured homes, offer an affordable...
Buying a mobile home can be a great way to achieve homeownership in 2024. However, not everyone has the resources to pay for a mobile home upfront. In these cases, third-party financing becomes a...
In Texas, the dream of owning a home is a common one. For many people, a more accessible way of achieving this dream is owning a mobile home, which offers affordability and flexibility. If you're...
Becoming a homeowner is a big milestone, and for many first-time buyers, mobile homes offer an easier path to homeownership. However, securing financing for a mobile home can be a complex process....
Buying a manufactured home is a great, affordable housing option for a lot of individuals, couples, and families. However, like traditional homes, financing is often required in the form of a...
If you’re looking into the world of mobile and manufactured home ownership, preparing to purchase your first property, you may be wondering what financing options are out there. With a traditional...
Buying a traditional home in today’s market is becoming more and more difficult. Many potential homeowners have turned to the manufactured and mobile home industry to fill this gap, with more...
Purchasing a manufactured or mobile home is an exciting journey, offering a more affordable path to homeownership. However, choosing the right lender for your mobile home loan is a crucial step in...
Owning a mobile home with land can be a dream come true for many individuals and families. It offers the freedom of homeownership and the flexibility to enjoy both the comfort of a traditional home...
Owning a mobile home in today's world can be a cost-effective way to enjoy homeownership. However, if you have bad credit, you may think that obtaining a mobile home loan is out of the question. Many...
The appeal of the Sunshine State, Florida, goes far beyond the beautiful beaches and warm climate. It's also a popular destination for people looking to purchase mobile homes and begin a life of...
Are you at a crossroads, trying to decide between buying a manufactured home and renting a standard one? We can’t blame you. After all, it’s an important decision that can significantly impact your...
Manufactured homes have long been misunderstood and needlessly stigmatized, often wrongly associated with trailer homes and falsely believed to lack style and comfort. As the demand for affordable...
Modular housing refers to a type of home that is constructed off-site, typically mass-produced in a factory, and then transported to the desired location for assembly. This alternative method is far...
Over the last several years the United States has faced an affordable living crisis and as a result manufactured homes have quickly gained popularity as an attainable option for individuals and...
Manufactured houses are becoming an increasingly popular investment option in the real estate market, and for good reason. Times and markets change, and recent demand for manufactured houses has...
Thinking about making your dream of owning a manufactured home a reality? If you answered yes, you're in good company. The appeal of manufactured homes is on the rise, and many are exploring the many...
Purchasing a manufactured home is a huge step that demands careful planning and preparation. The process can be intimidating, especially for first-time purchasers who are inexperienced with the...
Manufactured homes have long suffered from a lingering stigma, overshadowing their true potential as a smart investment. However, a closer look at the statistics reveals a different story. In this...
June is National Homeownership Month, a time to celebrate the dream of owning a homeand the sense of pride and accomplishment that comes with it. Whether you're a first-time buyer or simply exploring...
Manufactured and modular homes define two prefabricated housing alternatives that are built in factories and assembled on site. Although these types of homes share some common characteristics, a few...
If you're thinking of selling your current manufactured home, tackling different home repairs or upgrades without professional involvement could be a great way to save some money while making your...
Over the past decades, technology has fundamentally transformed the way we live, work, shop, communicate, and do business. But one more thing technology has changed is the way we build homes,...
Currently, manufactured homes are considered a viable alternative to the affordable housing crisis. However, the number of traditional site-built homes sold in the first 5 months of 2021...
At Triad Financial Services, our professionals receive many questions about the minimum requirements that an applicant must meet in order to qualify for a manufactured home loan. One question we get...
Many manufactured home dealerships are falling victim to advanced social engineering attacks, which are more frequent now than they used to be. Although these attacks have become more sophisticated...
Over the past couple of years, home prices have increased at unprecedented rates. The high number of people looking for homes with more outdoor space and privacy as well as the economy, which has...
If you've been told that renting is a smarter choice than buying a home, that's not always true. While there are a few reasons why renting could be better than buying, which range from...
Although placing your manufactured home on your own land provides some undeniable benefits, living in a manufactured home community comes with its own set of perks. Because choosing the right...
Owning a home has always been part of the American dream. In order to make your homeownership dream a reality, you need to pick the best possible location and the right type of home for your family....
As you may already know, buying a manufactured home is considerably less expensive than purchasing a comparable stick-built house. If you're actively considering purchasing a manufactured home, one...
Buying a piece of land and a manufactured home is often less expensive than purchasing a conventional home. Additionally, manufactured home buyers enjoy the flexibility of installing their homes just...
Manufactured home builders are currently facing the same challenges as traditional home builders, including material cost increases, supply-chain disruptions, and labor shortages. However, opting...
One of the most significant advantages of modular construction consists in its ability to combine different processes, which can be completed at the same time on site as well as off site, in a...
As we prepare for a return to normalcy after the coronavirus pandemic, economic growth and consumer spending are following a positive trajectory. In the current socio-economic context, lower interest...
With the housing demand continuing to outpace supply, a new housing crisis is looming on the horizon. In fact, chronic underbuilding and huge demand have already led to a double-digit home price...
Besides the fact that manufactured home skirting is recommended by most builders, it's also one of the manufactured home components required in many states across the country. In addition to...
Owners of manufactured homes are faced with many important decisions about insuring their home. You would obtain homeowners insurance on a manufactured home just as you would for any traditional...
Over the last few years, prefab homes have attracted great attention, and for good reason. Specific advantages, such as simplicity of construction, high-quality materials, technological advances,...
If you're considering buying a home, you may ask yourself whether you should go for a conventional stick-built home or a manufactured home. While there are a series of pros and cons to each category,...
Currently, a series of myths and misconceptions about the structural integrity, construction quality, and safety of factory-built homes are still surrounding the prefabricated housing sector....
The housing market has changed dramatically over the past year. According to recent data, rental rates have risen substantially in some areas, while decreasing in other locations. Additionally, home...
Unlike conventional site-built homes, which are constructed from building materials that are mixed and/or assembled on site, manufactured homes are built partially or completely in factories from...
The short answer is yes. The long answer is: it depends. That's because a manufactured home must comply with certain requirements in order to be considered real property. Since the process of...
For many people, buying a home is an important financial decision. However, choosing the right type of home is often more important than bringing your dream of homeownership to life. That's because...
A manufactured home can be classified as personal or real property. This means that a manufactured homeowner can choose to continue to use the home as personal property and pay the annual license tax...
Whether you're planning on buying a smaller home as a single person or a bigger home for your growing family, opting for a modular home instead of a traditional stick-built house can bring along a...
Modular and manufactured homes are two prefab housing options that virtually offer the same advantages as site-built houses, but at a lower price. Although modular and manufactured homes are still...
Although both standard and manufactured homes must meet all the applicable building codes and standards for new construction, there are a few important differences between these two types of homes....
One of the most important things you should know about buying a modular or a manufactured home is that you may qualify for a series of tax benefits. Although many rules have changed over the years,...
Equity built up in a manufactured home offers the same advantages as the equity in any other type of home. Why is home equity so important? In a nutshell, equity is a great financial tool that you...
If you're planning on buying a manufactured home soon, factoring in additional expenses, such as property taxes and homeowners insurance, will help you determine your monthly home loan payments more...
As nonprofit organizations, credit unions are able to provide a wide range of financial products and services at a lower cost than other financial institutions. Since the statutory mission of credit...
For many years, the US has been facing a persistent inventory shortage followed by continuously increasing home prices and a growing housing affordability gap. These three factors together with...
Millennial homebuyers have finally become the dominating force in the housing market. But one important aspect is that these homebuyers prefer different types of homes in different types of...
Compared to other independent living options, 55+ manufactured home communities are often able to better serve the active generations of older adults. Despite some common misconceptions, most of...
Due to the stimulus packages designed to help families during the pandemic, credit unions have seena steep increase in deposits. But higher volumes of deposits bring on a new challenge; namely,...
When it comes to portfolio diversification strategies, there are no one-size-fits-all solutions that could meet the needs of every credit union. In general, however, a credit union must be efficient...
According to new research, about 62% of millennials are cost burdened. Because the high cost of living prevents many young people and families from saving enough money for a hefty down payment on a...
Diversification involves investing in different products across various asset classes in order to reduce portfolio risk while maximizing the expected return. Although optimal portfolio...
Manufactured homes are generally considered more environmentally friendly than conventional site-built homes. That's mainly because the manufacturing process of factory-built homes is more efficient...
Even before the pandemic, the US was facing an affordable housing crisis. Unfortunately, amid the economic slowdown following the lockdown measures, the affordable housing crisis is getting worse....
The current health crisis is wreaking havoc on the economy and people’s lives. According to industry data, about 30% of households have failed to make their full housing payments over the past few...
Due to the global health crisis we’re facing, now may seem like a weird time to buy a house. But even though the current economic downturn has affected and will likely continue to affect different...
For financial institutions like banks and credit unions, loans are a primary source of revenue as well as risk. One way to manage credit risk effectively is to implement different diversification...
If you're planning to ditch apartment living and move to a community surrounded by beautiful landscapes, a manufactured home might be the solution you're looking for. Although many manufactured home...
Whether we like it or not, the current pandemic is drastically impacting every aspect of our daily lives, including the way we work, travel, shop, and stay in touch with friends, family, and the...
In the US, the housing affordability crisis has been steadily worsening for years. One of the main culprits responsible for the current housing crisis is the persistent inventory shortage. On one...
Whether you're looking for manufactured home financing or refinancing options, understanding how the home buying and closing process has changed due to the economic slowdown caused by the coronavirus...
During an economic downturn, people tend to cut spending and postpone big purchases, like cars and homes. But even though we're currently facing a decline in economic activity, many people are...
The number of home sales in the US rose unexpectedly in May 2020, exceeding both the number of homes sold in April 2020 as well as the home sales recorded during the same period last year. As most...
According to CUNA, many credit unions have reported rising liquidity and lower loan origination volumes over the past few months. As this trend is expected to continue particularly due to the current...
Although aging adults have access to a wide variety of housing options, age-restricted manufactured home communities may be the best alternatives particularly for the seniors who would rather live in...
The safety of factory-built housing during tornadoes and hurricanes is one of the most common concerns raised by potential homebuyers. If you're planning to buy a manufactured home soon, knowing...
The United States is currently facing a persistent shortage of affordable housing, which has spread from densely packed cities to many metropolitan areas across the country. Despite the recent...
Most manufactured homeowners refinance manufactured home loans in order to lower their interest rates and monthly payments, shorten the repayment terms of their loans, tap into their home equities,...
A pre-owned manufactured home can be an excellent housing option for many potential homebuyers, whether they’re looking to purchase their first home, find a retirement home, or upsize from their...
Over the past few years, the demand for affordable housing has increased continuously in many areas across the country. As a result, the affordable housing shortage has deepened, driving up home...
Manufactured homes are available in single-, double-, and triple-wide floor plans that can fit the needs and wants of different homeowners. However, some people prefer buying single-wides for two...
Many manufactured homeowners decide to make a series of upgrades in order to improve the odds of a higher sales price. However, increasing numbers of manufactured homeowners opt for specific home...
When buying a manufactured home for the first time, the entire house hunting and buying process can feel overwhelming. From preparing your finances and finding the right manufactured home for your...
Although manufactured homes have a similar exterior appearance, their internal structure can be different. As a result, they may require different types of HVAC systems. Knowing what type of system...
Spring has finally arrived! Besides being the season when nature bursts back into life, spring is also the perfect time to get outdoors and tackle some larger home projects. But with so many things...
During the flu season, common measures like washing your hands frequently can help you reduce your risk of getting sick. Besides complying with strict personal hygiene measures, cleaning and...
Currently, the United States is facing an affordable housing shortage of approximately 7 million units. Under the circumstances, the fact that the H.R. 4351, also known as the "Yes in My Backyard"...
According to a new economic report recently issued by the White House Council of Economic Advisers, strict zoning laws and outdated HUD regulations are two of the factors that have contributed to the...
Although the winter is almost gone, the cold weather can still affect different parts of the country. So, it's not too late to look for ways to winterize your manufactured home—if you haven't done it...
If you're shopping for a manufactured home, determining the loan amount you're able to handle can be quite difficult. Since purchasing a manufactured home with the help of a loan is a long-term...
If you're looking forward to buying a manufactured home this year, getting your finances in order as soon as possible is critically important in order to qualify for the manufactured home loan you...
A lot has happened since September 2018, when the Manufactured Housing Consensus Committee (MHCC) and its subcommittees met to review a series of updates intended to improve the HUD Code provisions...
During the winter months, most manufactured homeowners see a spike in their utility bills. In fact, according to a report issued by the U.S. Energy Information Administration, heating accounts for...
Sometimes, renting an apartment can be cheaper than buying a home. But in many locations throughout the country, rental rates are higher than the monthly mortgage payments on comparable (or even...
Living in a manufactured home community is a wonderful choice for a variety of reasons. Many may not be aware of how many benefits there really are, so they overlook how good of a choice living in a...
In recent years, energy-efficient homes have attracted an increasing amount of interest. Although there are many reasons why you should consider improving the energy efficiency of a manufactured...
Sometimes, decorating for every season can be a pretty big chore! Especially around the holidays, life can really get in the way and make it seem like the last thing you will ever get to is...
Buying a house is a huge step to take - and it is not always an easy decision to make! There are a lot of different housing types, housing prices, and housing demands that can impact a future...
Normally, there is a direct correlation between the temperature dropping and the rise in utility bill costs. While this usually is the norm, it doesn't have to be! There are a few tips and tricks...
The holidays are a wonderful time enjoying good company, making good food, and visiting family. If you are hosting for the holidays, it can be a stressful time to try and get everything decorated,...
The farmhouse style is something that everyone craves when it comes to homes nowadays! Luckily, manufactured homes can have the same rustic, charming, and comfortable farmhouse feeling that you are...
Purchasing your first home is a big step to take, but it is also a very exciting one! There are so many different guides on first time home buying; but for the millennial generation, purchasing a...
Shopping for a new home can be difficult! Everyone has different requirements for what they need out of a home, and often, trying to imagine that list is hard. It can be difficult to think ahead of...
When purchasing manufactured homes, there are many questions that can come up. One of these questions is about the amount of insulation of the home. Insulation does a lot of work, so finding a home...
Manufactured homes are on a rise in popularity, but it isn’t only popular with millenials. Manufactured homes are popular with retirees, and that can be attributed to the many different ways that...
When buying a manufactured home, just like when buying almost anything else, there are questions that need to be asked! With purchasing a home, which is a massive investment, there can seem like...
Manufactured home communities have been around for a very long time, but in recent years, they have increased in popularity. There are many reasons for this, but it comes down to a few key points...
**Photo Source- Wikipedia
Triad Financial Services plays an active role in supporting the organization, Manufactured Housing Industry (MHI). As an active member we were pleased to hear that on...
One of the biggest questions to be answered when looking into a manufactured home is determining whether or not to lease or purchase the land that the manufactured home sits on. There are some...
Home ownership is a dream that almost everyone has. However, in today's current housing climate, often it feels as though it is something that is wildly out of reach. Houses are expensive, and with...
Moving into the perfect planned community is very similar to moving into the perfect neighborhood. It's important to do research and look into all the different aspects of each community and find the...
Baby proofing is an essential part of preparing for a child. It is something that can be exciting, but also stressful! The thought of missing something and an accident happening can be scary and...
Triad Financial Services Inc. continues to attract top-notch talent to lead the company during a time of tremendous growth. As of August 26, 2019, Richard Hawkins will be leading Triad’s Loan...
Jacksonville, Fla. (Aug. 13, 2019) Triad Financial Services Inc., continues to open opportunities for today’s consumer including various sources of financial opportunity. Triad Financial Services is...
AMHA Board Member Sam Huffman Receives Special Appreciation Award at the 2019 Multi-State Convention
Congratulations to Sam Huffman with Triad Financial Services, Inc., who was presented an Appreciation Award during the 2019 Multi-State Convention recognizing his commitment and dedication to AMHA...
As baby boomers start to reach retirement age, they are beginning to rethink which type of home best suits their needs. In the past, site-built homes were the most popular. Now, with the focus on...
It’s no secret that we are still in a state of crisis when it comes to obtaining affordable housing. The current administration has made this a priority to solve this crisis by recognizing the...
Manufactured homes are quickly rising in popularity with the generation now roughly aged 23 to 38, fondly known as the ‘millennials’. Manufactured homes, have a list of reasons why they are loved by...
If you've come around to the idea of purchasing a manufactured home, you may be surprised to see just how many ready to buy models are currently available in your area. This makes the shopping...
The Triad Financial Services Team enjoyed their time in the Big Easy while attending NAFCU's Annual Conference. The team had the chance to get to know some of today's Credit Union leaders and learn...
Moving can be stressful for all of us, but pets often experience stress that they can't communicate leading up to a big move. Our pets are perceptive, and they notice when big changes are happening,...
As we head into the next decade, the US will be faced with a continuing epidemic in the area of affordable housing. With housing prices skyrocketing in many areas, many would-be buyers have been...
Budgeting to buy a new manufactured home is an important part of the planning process. First, you need to know how much home you can buy before you begin shopping. Plus, you also want to make sure...
For any bank or credit union looking to improve their investment portfolio over the next few years, manufactured home loans pose a unique opportunity. Manufactured home loans offer more flexibility...
As you shop for your new manufactured home, you will be bombarded with information about energy efficiency and how much you could be saving on your monthly bills. While this information is useful in...
As more and more people feel the burden of high electric bills under the weight of growing climate change, they are beginning to ask lots of questions about energy efficiency. In particular, those...
When it comes to alternatives to traditional stick-built houses, there is a lot of confusing terminology floating around. It is not uncommon to hear terms like manufactured home, modular home, mobile...
If you’re planning on buying a manufactured home soon, one of the best decisions you can make is to purchase your own piece of land on which to install the home. But before starting to look for...
Landscaping around a manufactured home is the finishing touch that really turns the house into a permanent fixture on the land. In addition, landscaping offers the ability to transform the land and...
Manufactured homes have captured the attention of many people looking to escape the high cost of renting or buying a traditional home. Although purchasing a new manufactured home is easier than it...
Just a decade ago, many people used to prefer site-built construction to manufactured homes particularly due to the stigma of “trailer” living that was erroneously associated with manufactured...
One of the greatest advantages of manufactured homes is that they allow homebuyers to establish a residence on vacant land faster than conventional site-built construction. However, site preparation...
Ways Manufactured Homes Are Changing the Housing Market
Since the first manufactured home was built in 1764, the manufactured housing sector has played a significant role in meeting different...
Saving money for a down payment on a house is one of the greatest obstacles to homeownership. While many people resort to less advantageous financing options to come up with the cash they need for...
Indirect loans can be very convenient for financial institutions and borrowers alike. Concisely, an indirect lending program provides access to a wider pool of potential borrowers, while helping...
When it comes to choosing the right manufactured home for your family, you are likely to see advertisements that use buzzwords like "green home" or "energy efficient", but what do those words...
Although the U.S. economy has recovered from the recession sooner than predicted, manypeople still cannot afford to buy a home. With affordable housing alternatives remaining out of reach for many...
If you've been searching for ways to improve your green living style, you're in luck. With today's manufactured homes and what we now know about our environment, you can take simple steps to help...
Manufactured Housing Market Outlook 2019: Changes That Will Impact the Industry
At the beginning of each year, nothing is more hotly debated across the manufactured housing industry than the...
If you are hoping to make homeownership a part of your future, the option to buy a manufactured home is one of the most accessible paths to reach your goals. With modern manufactured homes, it is...
Millennials have faced an uphill battle when it comes to homeownership. With banking restrictions severely limiting their access to traditional lenders, and limited job wage growth, Millennials...
Over the last few years, the tiny home craze has been on the rise. More and more American families are ditching the dream of an expansive house filled to the brim with furniture and belongings, in...
Prefabricated homes are one of the fastest growing forms of housing available to the American public these days, and there's a good reason for it too. As housing costs have risen across the board,...
There are several schools of thought when it comes to purchasing a manufactured home. You can choose between a new or pre-owned home, and many dealers have both options available on site. However,...
Choosing the right lender for your manufactured home loan is paramount to getting a great rate and an affordable monthly payment. Not only do you have to find a bank that offers manufactured home...
As a credit union, you must make sound investments with your member's money. That means expanding your portfolio and finding new areas where you can improve the strength of your existing investments...
As the economy has rebounded from the Great Recession, housing prices have begun to skyrocket once more. In many cities, this has led to a serious shortage of affordable housing options. As a result,...
A manufactured home loan is a loan product made specifically for the purchase of manufactured homes. It differs slightly from other home loan products and may be more accessible than a traditional...
For many people, the idea of buying a manufactured home is foreign. Few people recognize the important role that manufactured homes play in today's housing market, or how they have improved over the...
Manufactured homes are here to stay, and now more people are starting to wonder if there are some aspects of owning a manufactured home that have not been given enough credit in the past. We have...
With all the stigma around manufactured homes, it can be really hard to cut through the misinformation and get down to the real details of what makes a great home. When it comes to buying a...
Buying a manufactured home is a little bit different from buying a traditional site-built home, but that doesn't mean it has to be more complicated. If you arm yourself with the facts, it will be a...
Congratulations to Sam Huffman with Triad who was presented an Appreciation Award during the Multi-State Convention recognizing his commitment and dedication to AMHA. Sam serves on the AMHA Special...
Manufactured homes have always held a certain spot in the real estate industry, in the past it was often viewed as a last resort for those with limited income. However, major changes in the...
Pre-built homes quickly emerge as a solid housing alternative to traditionally constructed homes. Purchasing a manufactured or pre-built home is becoming an option that will help consumers realize...
Dealerships have always been a prime target for thieves and hackers. That’s mainly because, besides having a large volume of high-dollar products available, dealerships typically gather a significant...
For banks and credit unions, the challenge of lending on manufactured homes has long been an issue. Demand for manufactured homes tends to rise and fall with economic shifts, and in some areas,...
Adopted in the wake of the 2007-2008 financial crisis, the Dodd-Frank Act has subjected financial institutions to more stringent regulations and supervision, with a significant impact on the...
“Social engineering” refers to different tactics used by perpetrators to trick, deceive, and manipulate people into giving out information for the purpose of gaining access to computer systems and...
Jacksonville, FL, June 6, 2018 – Triad Financial Services, Inc. a subsidiary of ECN Capital Corp. and CSL Financial LLC announced that Triad has purchased CSL’s Manufactured Housing Floorplan Loan...
With all the media hype around the biggest data breaches, many companies tend to focus on specific vulnerabilities and overlook the others. Although cyber liability coverage provides protection...
Although the never-ending debate over whether it’s best to buy or rent a piece of property has been going on for decades, buying is becoming more and more attractive. In fact, the top real estate...
The performance of any portfolio is largely tied to the types of products involved and the consumers who use those products. When it comes to manufactured homes, there has always been a struggle to...
Data is the most important asset of many organizations, yet when it is compromised, coverage is not provided by an unendorsed general liability policy. Considering that small errors, such as using an...
If you’re in the market for manufactured housing alternatives, there are several factors to consider prior to buying a manufactured home. Because purchasing a home can be difficult sometimes, a few...
Over the years, the Internet has revolutionized the way companies do business. Given the widespread use of online technologies and transactions, a data breach is not a matter of “if” but a matter of...
If you’re currently renting but intend to buy your own place any time soon, a manufactured home might be your best option for affordable housing. Although owning a home may seem like an almost...
If you’re shopping around for homeowners insurance to protect your manufactured home and your personal property, it’s important to know exactly what you’re paying for before settling on a certain...
According to a Census Bureau report, millennials outnumbered baby boomers in 2015. Over the past few years, this generation has become a driving force in different markets, including the real estate...
Whether you’re using a chattel loan or a conventional mortgage to buy a new or pre-owned manufactured home, or you’ve already paid off your loan, homeowners insurance can help you protect your most...
Unlike car insurance, homeowners insurance isn’t required by law. However, a manufactured home owner who decides to skip this type of insurance is taking more chances than he or she may think.
To...
When a home buyer takes out a chattel loan or a conventional mortgage to purchase a manufactured home, the lender can require the borrower to maintain adequate homeowners insurance over the life of...
A standard homeowners insurance policy is a form of insurance that provides protection against potential financial losses resulting from damage to the home itself, other structures on the property...
Nowadays, credit unions are just as convenient, accessible, and safe as banks. But in order to compete effectively in the lending market, credit unions need to expand their revenue opportunities. One...
A manufactured home can be classified in two ways: as personal property or as real property. The way a manufactured home is classified may seem unimportant or irrelevant at first glance. However, it...