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Consumer Financing

We're in the "Dreams Come True" business with our mobile & manufactured home finance


Triad Financial Services, Inc., has been a cornerstone in the mobile and manufactured home finance industry for over half a century. We are a mobile home finance company specializing in turning the dream of homeownership into reality, we offer customized financing options to suit the diverse needs of our clients. 

Whether you are in the market to buy or sell, Triad provides a range of financing solutions for both new and pre-owned, single or multi-section manufactured homes. Our competitive rates, comprehensive homeowners' insurance options, and extended warranty programs are designed to ensure that you find the ideal manufactured home with a financing plan that aligns with your goals. Use our manufactured home mortgage calculator to get a payment estimate of your loan.

Your Path to Homeownership: Understanding Financing Options

Purchasing a new home or considering refinancing your current one can be a significant decision. Triad simplifies this process by offering:

Purchase/Loan Process: Experience a streamlined and supportive journey to securing financing for your new home.
Refinancing Process: Explore competitive refinancing options to enhance your current loan terms or reduce interest rates, ultimately saving you money over time.
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Expansive Service Across the United States

Triad's commitment to serving a diverse clientele is reflected in our wide geographic reach. We proudly offer direct consumer financing in numerous states, ensuring that no matter where you are located, you can access our services. From the sun-kissed beaches of California to the bustling cities of New York and the serene landscapes of Montana, our reach is expansive:

States served include Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, and Wyoming.

For those interested in direct consumer refinancing of principal and interest, we extend our services to the following states, ensuring that current homeowners can also benefit from our competitive rates and tailored refinancing options. These states include Arizona, California, Delaware, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Minnesota, Montana, Nebraska, New Jersey, New Mexico, New York, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Diverse Financing Solutions for Every Homebuyer

At Triad, we recognize that every homebuyer's situation is unique. Our financing solutions are designed to cater to a wide range of needs.
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Navigating Qualifications: Credit History and Beyond

A key component in securing a loan with a mobile house finance company like Triad is understanding the impact of your credit history and credit score. These factors play a pivotal role in determining your interest rates and loan terms. Our experts guide you through this assessment, offering insights and support to help you secure the most advantageous financing package.

Why Triad Stands Out in Mobile and Manufactured Home Finance

Choosing Triad means partnering with a seasoned player in the industry. Our experience, spanning over two decades, is coupled with a deep commitment to offering personalized service. We prioritize understanding each client's unique situation, ensuring that you receive competitive interest rates and loan terms that are tailored to your individual needs.

Comprehensive Coverage: State-Specific Services

Our services are tailored to meet the specific needs of residents in the states we serve. This state-specific approach ensures that our financing solutions are in line with local market conditions and regulations, providing you with the most relevant and beneficial options.

Long-Term Commitment: From Purchase to Ownership

Triad's relationship with clients extends beyond the initial loan process. We are committed to supporting you throughout your homeownership journey, offering advice and assistance as your housing needs evolve.
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Getting Started with Triad

Embarking on the path to homeownership is an exciting journey, and Triad is here to guide you every step of the way. For detailed information on mobile home loans, manufactured home loans, or mobile and manufactured home refinance options, reach out to us today. Our team is ready to assist you in realizing your homeownership dreams.