Manufactured Housing News

Manufactured Home Loans Are a Lucrative Diversification Strategy for Credit Unions

October 30, 2020

Tags: loan portfolio, Credit Union Tips

Diversification involves investing in different products across various asset classes in order to reduce portfolio risk while maximizing the expected return. Although optimal portfolio diversification seems quite easy to achieve thanks to the wide variety of loan products available nowadays, it's very important to consider a series of aspects in order to select the right loan products for your credit union's portfolio and avoid the pitfalls of over diversification.

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Credit Union’s Portfolio Diversification: Why You Need It and How You Can Achieve It

September 25, 2020

Tags: loan portfolio, Credit union, Credit Union Information

For financial institutions like banks and credit unions, loans are a primary source of revenue as well as risk. One way to manage credit risk effectively is to implement different diversification strategies. Besides reducing the risk inherent in loan portfolios, diversification allows financial institutions to lower the risk of their overall activities and maximize returns. 

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