
Associate Business development Manager
Zachary Varnadoe
Zachary is an experienced mortgage professional with a strong background in sales, loan origination, credit review, and regulatory compliance. Over his career, he has consistently delivered an exceptional client experience. His expertise spans purchase, refinance, home equity, and specialized loan products, with extensive experience across Florida, New York, Texas, and California markets. Licensed under NMLS #1540144, Zachary brings proven results and a client-first approach to helping families achieve homeownership.
Zachary can be reached by phone at: (904) 893-3925
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Helpful Documents
- Addendum
- Broker Application Information Sheet
- Broker Application Submission Instructions
- Broker Certification Form
- CA Only Approved Appraisers
- Cash on Hand Letter
- Change in Figures
- Closing & Funding Process
- Contract Order Form
- Contract Order Form Instructions
- Credit Application
- Credit Repull Request Form
- DataComp Appraisal Order Form
- Gift Letter
- Insurance Checklist
- Landlord Waiver
- New Home Advance Worksheet
- Park Approval
- Rental Verification
- Application Cover Sheet
- Verification of Current Employment Form
- Verification of Previous Employment Form

Territory Specific Contacts
