Over the past decade, credit unions have become emerging players in the development of communities in need of affordable housing and lending solutions. As credit unions are designed specifically to...
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The US is currently facing an unprecedented housing shortage, which is quickly developing across the country. In addition, the housing crisis is exacerbated by a savings crisis, according to...
The banks and credit unions that offer manufactured home loans know that the overhead costs and risks involved in originating and servicing these financing solutions are often hidden, but can be...
Specializing in lending to certain consumers, manufactured home lenders shouldn’t rely solely on conventional methods for collecting information and analyzing applications but also on direct...
Building a solid loan portfolio is often a daunting and never-ending process. Regardless of the strategies adopted, there comes a time when a bank or credit union must add new products to its...
Reducing risks is no longer enough to improve loan portfolio performance. To ensure portfolio profitability, a credit union should shift its focus toward the markets it is currently missing out on.