Recent data from the Federal Reserve System confirms that loan portfolios recorded in 2015 the lowest delinquency rate since 2008. While decreasing delinquency rates is good news for the entire...
How To Reduce Risk With Outsourced Manufactured Home Loan Servicing
For many community banks and credit unions, manufactured home lending can be both an opportunity and a challenge. These loans often...
More than 60 years ago, Harry M. Markowitz, a famous American economist and winner of the Nobel Prize in Economics, introduced the modern portfolio theory (MPT) in his paper “Portfolio Selection” to...
Portfolio diversification is one of the secret weapons for investment success. As we discussed in a previous post, an easy way to diversify your portfolio is to invest in manufactured home loans....
As a general rule, lending goes hand in hand with economic growth, fact also demonstrated by a new report published on the NCUA’s website. According to the report, the credit unions participating in...
Recently, the FHFA issued a proposed rule that would require the FHLMC, or Freddie Mac, and FHMA, or Fannie Mae, to focus more on the underserved manufactured housing finance market to offer greater...