In an open letter published in response to the “duty to serve” provisions proposed by the FHFA, the Manufactured Housing Institute argues that creating a sustainable secondary market for manufactured...
Recent data from the Federal Reserve System confirms that loan portfolios recorded in 2015 the lowest delinquency rate since 2008. While decreasing delinquency rates is good news for the entire...
How To Reduce Risk With Outsourced Manufactured Home Loan Servicing
For many community banks and credit unions, manufactured home lending can be both an opportunity and a challenge. These loans often...
More than 60 years ago, Harry M. Markowitz, a famous American economist and winner of the Nobel Prize in Economics, introduced the modern portfolio theory (MPT) in his paper “Portfolio Selection” to...
Although the idea of having a diversified loan portfolio stirs up great debate among industry experts, poor portfolio diversification seems to be one of the most common investor mistakes. According...