FAQ

Triad offers manufactured home loans for both Home Only & Land/Home as primary and secondary residence. For additional information please visit our program availability page.

Triad has several programs with varying credit score requirements; minimum credit score required for consideration is 600.

Triad offers several programs with varying down payment requirements. Depending on which program the customer qualifies for the minimum down payment required could be as low as 5%.

For a better understanding of how Triad’s application/loan process works please visit our loan process page.

Yes, Triad is currently licensed for home only loans in 43 states. To see where this program is available please visit our program availability page.

While you will have to submit a complete credit application to receive an official credit decision, our mortgage calculator can help you get a sense of the loan amount you might qualify for. View our mortgage calculator here.

Yes, please contact a Triad representative to talk about secondary/vacation home program availability

No, Triad only finances primary/secondary residences.

Triad requires borrowers with a prior bankruptcy to have a minimum of 2 years of re-established installment credit history (typically a car loan/mortgage) to be considered for a loan. The bankruptcy must also be discharged for a minimum of 4 years.

Standard documentation required but not limited to:

  1. Proof of income via year-to-date paystubs for the last 30 days/award letter etc.
  2. 2 years w2s
  3. Verification of down payment source via 2 months complete bank statement/401K statement.
  4. Copy of valid photo ID and social security card.
  5. Legal description of placement property.