Triad Financial Services, Inc. understands that a Manufactured Home Dealer’s inventory is vital to their business. Insuring this inventory at a reasonable rate can be accomplished by purchasing Triad’s Open Lot Inventory Insurance Program.

Whether your inventory is financed through Triad or another lender, your inventory can be protected by our program. Our Open Lot Inventory Insurance Program covers your manufactured home while on your lot, during home set-up or in transit, from accidental mishaps like fire, extreme weather, (including flood and wind destruction).


Here is an overview of our program which includes costs and coverage:


This coverage, provided by an A-rated insurance carrier, is part of a Master Policy issued to Triad Financial Services, Inc., and or its affiliates, subsidiaries and other related companies.

Coverage Limit: Inventory Value amount reported to Triad Financial Services, Inc. monthly.

Coverage Valuation: Replacement cost for all new homes, actual cash value for all pre-owned homes.

Coverage Limit:

  • $5,000,000 any one named location each loss, but limited to $300,000 per unit (max value per single home).
  • $25,000,000 in the annual aggregate (all dealers) in respect of earthquake, wind and flood. Each peril considered separately.
  • Includes $100,000 Transit Limit

Deductibles:  For all covered perils EXCEPT for earthquake, named windstorm, tornadoes and floods: Deductible is 5% of the value of each unit involved in the loss, maximum $25,000 per occurrence.

{For the perils of earthquake, named windstorm, tornadoes and floods: $25,000 each loss, event or occurrence. Maximum of $10,000 per location.}

To learn more about our program and rates please call us at 1-844-375-7224, or fill out the questionnaire below.

Interested? Request a Premium Estimate

Fill out our questionnaire, and we will get in touch with you with a personalized premium estimate.

 Open Lot Inventory Insurance - Get Your Premium Estimate


**To qualify for our Open Lot Inventory Insurance Program, the dealer must have a relationship with Triad Financial Services, Inc as an approved manufactured home dealer. Rate/ Premium: Rates vary by state. For best cost analysis please contact our representative.