Triad Financial Services, Inc. - Investors

Not only do our lenders purchase some of the best quality loans in the industry, the returns are exceptional for the level of risk.

Currently the yield for our paper ranges between seven and eight percent after Triad’s fee is paid. This return is as much as 400 basis points higher than securities of comparable risk.

The lender’s risk is minimized by a number of factors. Triad is committed to one of the highest quality standards in the business. Our procedures, guidelines, and practices result in portfolios with some of the lowest delinquency rates in the industry.

Throughout the years Triad has maintained a standard to never compromise quality. The quality and performance of Triad loans has changed very little during the last thirty years.

Triad believes in the need to have a strong, consistent underwriting philosophy. FICO scores for Triad loans average over 710; recently, the average has increased to approximately 725.

While FICO scores are important, there is more to building an excellent portfolio than scores. Triad looks at every aspect to determine the customer’s ability to meet obligations. As a result, Triad consistently maintains a delinquency rate of less than two percent and boasts some of the best performing loans in the industry.