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    • Privacy & Terms of Use

    FACTS

    WHAT DOES Triad Financial Services, Inc.
    DO WITH YOUR PERSONAL INFORMATION?

    Why?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

     

    What?

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security Number and Employment Information
    • Credit Scores and Credit History
    • Credit Card or Other Debt and Mortgage Rates and Payments

    When you are no longer our customer, we continue to share your information as described in this notice.

     

    How?

    All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information, the reasons Triad Financial Services, Inc. chooses to share, and whether you can limit this sharing.

     

    Reasons we can share your personal information Does Triad Financial Services, Inc. share? Can you limit this sharing?
    For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes — to offer our products and services to you Yes No
    For joint marketing with other financial companies No We Don't Share
    For our affiliates' everyday business purposes
    information about your transactions and experiences
    No We Don't Share
    For our affiliates' everyday business purposes
    information about your creditworthiness
    No We Don't Share
    For nonaffiliates to market to you No We Don't Share

     

    Questions?

    Who we are  
    Who is providing this notice? Triad Financial Services, Inc.

     

    What we do  
    How does Triad Financial Services, Inc.
    protect my personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Triad Financial Services, Inc.
    collect my personal information?
    We collect your personal information, for example, when you
    • 􀂃 Apply for a loan or
    • 􀂃 Apply for financing or
    • 􀂃 Give us your income information or
    • 􀂃 Provide employment information or
    • 􀂃 Give us your contact information
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
    Why can't I limit all sharing? Federal law gives you the right to limit only
    • sharing for affiliates' everyday business purposes — information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to
    limit sharing. See below for more on your rights under state law.
    Definitions  
    Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.

    • Triad Financial Services, Inc. has no affiliates.
    Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Triad Financial Services, Inc. does not share with nonaffiliates so they can market to you.
    Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Triad Financial Services, Inc. does not jointly market.

    Other Important Information

    For Vermont: We will not share personal information with non-affiliates, except: 1.) with companies that perform marketing or other services on our behalf; 2.) with the authorization or consent of the Vermont resident; or 3.) as permitted or required by law. Additionally, we also will not share credit information about Vermont residents with affiliates except with the authorization or consent of the Vermont resident.